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DENVER -January 7, 2003- Would you like to learn how and why it is possible to invest effectively, in today's volatile market? U.S. Bancorp Piper Jaffray will show you how in a seminar entitled, "Effective investing in a volatile market," to be held Thursday, January 23, 2003, at 6:30 p.m. at the Den Restaurant, Fox Hollow Golf Course.

The seminar will be led by, Jay Paul Santangelo, U.S. Bancorp Piper Jaffray financial advisor. During the seminar you will learn about:
· How to protect what you already have.
· Technical vs. fundamental analysis: How it can work for you.
· Choosing an investment strategy that's right for you.

The workshop is free and open to the public. Dinner will be served. For reservations or more information please call Diane Dowell at the Denver Tech office of U.S. Bancorp Piper Jaffray at 303-267-3077.

U.S. Bancorp Piper Jaffray, a subsidiary of Minneapolis-based U.S. Bancorp is a focused securities firm comprised of three divisions: Equity Capital Markets, Fixed Income Capital Markets and Private Advisory Services. The firm provides a full range of investment products and services to individuals, institutions and businesses. The firm has over 120 offices in 24 states across the country. The Equity Capital Markets Division focuses on the needs of growth companies in the health care, technology, financial institutions, consumer and communications growth sectors. The firm has a national reputation for its expertise in fundamental research and equity and debt financing. The Fixed Income Capital Markets business provides bond issuers, individual investors and institutional investors expertise in investment banking, underwriting, trading, sales and research. The firm offers innovative solutions in corporate and government debt financings with particular expertise in corporate, health care/hospitals, real estate, higher education and government debt. The Private Advisory Services division financial advisors provide guidance in retirement planning, education planning, estate planning and wealth accumulation. Investors select from a wide array of products, including fee-based products, stocks, bonds, mutual funds, annuities, insurance and trust services. U.S. Bancorp offers a comprehensive range of financial solutions through U.S. Bank, U.S. Bancorp Asset Management, U.S. Bancorp Investments and U.S. Bancorp Piper Jaffray. Securities products and services offered through U.S. Bancorp Piper Jaffray, Inc., member SIPC and NYSE, Inc., a subsidiary of U.S. Bancorp. For more information on U.S. Bancorp Piper Jaffray, visit Non-deposit investment products are not insured by the FDIC, are not deposits or other obligations of or guaranteed by U.S. Bank National Association or its affiliates, and involve investment risks, including possible loss of the principal amount invested.