Publications and Reports

Financial Strategies Group

 

Publications

Reports

REPORT

Preparing Your Balance Sheet for 2021 - Key Takeaways
February 26, 2021 - Thank you to everyone that tuned into our Webinar this week. Scott Hildenbrand took us through a variety of topics of interest to community banking institutions. This week, we want to share some key highlights of the topics discussed...

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Reports

REPORT

Waiting on Opportunities in the Municipal Bond Market Curve
February 11, 2021 - This week, we’ve asked our in-house experts on municipals, Peter Stettler and Al Cappelli, to provide an overview of the municipal market. Soon, we will revisit the sector, for some specific strategies that financial institutions can take advantage of. Let’s dive right in...

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Reports

REPORT

The Cash Stays in the Picture
January 29, 2021 - In an era of major issues in the banking space: a global pandemic, political turbulence, record low rates, and record government spending, the most common problem facing banks may feel unusual-too much cash on hand. The result of this cash build means lower earnings, but when yield opportunities are sparse, what can institutions do? Let's dig through some examples of current value in the market, tailored for a variety of institutions' needs...

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Reports

REPORT

Tactical Adjustments into a Steeper Yield Curve
January 22, 2021 - Two weeks ago we explored some of the financial metrics that we consider relevant to community banking institutions, and saw increased volatility in 2020. Given the recent changes to the shape of the yield curve, this week we dive into different tactics to address those changes…

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Reports

REPORT

Brokered Deposit Reform Finalized
January 14, 2021 - On December 15th a recent Federal Deposit Insurance Corporation (FDIC) proposed rule became final relating to brokered deposits. At the highest level, the rule shrinks the scope of what counts as a brokered deposit making more deposits qualify as non-brokered. Let’s dig in...

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Reports

REPORT

What a Difference a Year Makes
January 8, 2021 - We kick off 2021 by analyzing performance across various financial markets that most affect community banks, and the path those metrics took over the past 365 days...

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Reports

REPORT

Key Themes and Trends Heading Into 2021
December 10, 2020 - As everyone’s minds turn to wrapping up 2020, we’d like to share some of the recent topics that have dominated our conversations across a variety of different areas, and some context for how to consider them…

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Reports

REPORT

Balance Sheet Insights
December 3, 2020

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Reports

PODCAST

A Conversation with FHLBank Atlanta
November 20, 2020 - Scott Hildenbrand recently joined Scott Brennan, director of sales at FHLBank Atlanta for a discussion of the tactics that will leave institutions better prepared or further exposed in light of the potential upcoming rate changes. Click through to this week’s report for access to the podcast episode...

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Reports

REPORT

Balance Sheet Impacts of Recent News
November 13, 2020 - The two topics dominating headlines in 2020 – the COVID-19 pandemic and the 2020 U.S. presidential election – both received important news this week. The news resulted in volatility in capital markets and warrants some analysis on the potential implications for bank balance sheets.

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Reports

REPORT

Balance Sheet Insights
November 6, 2020

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Reports

REPORT

Earnings Releases: Third Quarter Trends
October 30, 2020 - As we turn our attention to third quarter earnings trends, we continue to see unusual activity as a result of COVID-19 and its after-effects on the economy. In this edition, we look at the expected or unexpected results so far, and what it means for banks across the country.

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Reports

REPORT

Update on Credit Union Hedging
October 23, 2020 - As banks’ expertise has grown in the ways to deploy derivatives in their hedging toolkit, many credit unions, until recently, were left behind. In this edition we explore some interesting developments.

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Reports

REPORT

LIBOR Transition for Derivatives
October 16, 2020

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Reports

REPORT

Asset-Swapping Municipal Bonds
October 9, 2020

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Webinar

WEBINAR

Balance Sheet Strategies vs. Tactics: Preparing for Q4 and 2021
September 23, 2020 - Understanding the difference between strategies and tactics is key to efficiently and productively managing your balance sheet as you prepare for Q4 2020 and 2021. We focus on liquidity, rising rate risk to TCE, defensive and offensive tactics on and off the balance sheet, and how to approach strategy development. Email us for access to the replay.

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Reports

REPORT

Banks left with pockets full of cash and few places to go
October 2, 2020

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Reports

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Asset-Side Hedging Supports Growth
September 25, 2020

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Reports

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Bank Strategy Insights: September 2020
September 17, 2020

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Reports

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Protecting Tangible Book Value Against Rising Rates… Again
September 11, 2020

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Reports

REPORT

Guest Contributor Series: Four Ironies Resulting from COVID-19
September 3, 2020

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Reports

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Bank Strategy Insights: August 2020
August 27, 2020

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Reports

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Bank Strategy Insights: August 2020
August 20, 2020

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Reports

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Guest Contributor Series: Optimizing the Capital Structure
August 14, 2020

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Reports

REPORT

The Pandemic Economy: Second Quarter Strategies
August 6, 2020

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Reports

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The Pandemic Economy: Second Quarter Trends
July 31, 2020

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Reports

REPORT

Investment Focus: Freddie Mac Multifamily Small Balance Securities (“FRESB”)
July 24, 2020

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Reports

REPORT

Case Study: When Cash is Not King
July 17, 2020

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Reports

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A Campaign for the Gain
July 9, 2020

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Reports

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Preparing for Expectation to Become Reality
June 26, 2020

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Reports

REPORT

A Discussion of Community Bank Subordinated Debt
June 19, 2020

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Reports

REPORT

A Survey to Enhance the Conversation
June 11, 2020

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Reports

REPORT

Preparing for Negative Rates
June 4, 2020

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Reports

REPORT

Finding Value in Fair Value Hedges
May 28, 2020

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Reports

REPORT

A Deep Dive into Liquidity: Part II
May 21, 2020

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Reports

REPORT

A Deep Dive into Liquidity: Part I
May 14, 2020

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