Bill Carcache, CFA, CPA
Sr. Research Analyst
Research
Sector Expertise
Additional Expertise
Payments & Consumer Finance
Bill Carcache joined Piper Sandler in March 2026 as a managing director covering payments and consumer finance. Prior to joining the firm, he spent five years at Wolfe Research and held sell-side equity research roles at Nomura Instinet, Macquarie, Bear Stearns, and Credit Suisse. From 2021 to 2025, he ranked as a runner-up in the Extel All-America Research poll for consumer finance. Carcache is a CFA charterholder and a CPA, and he earned his MBA from the Ross School of Business at the University of Michigan.
Universe Coverage
| Payments & Consumer Finance | |
|---|---|
| AFRM | Affirm Holdings, Inc. |
| AXP | American Express Company |
| XYZ | Block, Inc. |
| COF | Capital One Financial Corporation |
| MA | Mastercard Incorporated |
| PYPL | PayPal Holdings, Inc. |
| V | Visa Inc. |