Bill Carcache, CFA, CPA

Sr. Research Analyst
Research
Sector Expertise
Additional Expertise
Payments & Consumer Finance
Bill Carcache joined Piper Sandler in March 2026 as a managing director covering payments and consumer finance. Prior to joining the firm, he spent five years at Wolfe Research and held sell-side equity research roles at Nomura Instinet, Macquarie, Bear Stearns, and Credit Suisse. From 2021 to 2025, he ranked as a runner-up in the Extel All-America Research poll for consumer finance. Carcache is a CFA charterholder and a CPA, and he earned his MBA from the Ross School of Business at the University of Michigan.

Universe Coverage

Payments & Consumer Finance
AFRMAffirm Holdings, Inc.
AXPAmerican Express Company
XYZBlock, Inc.
COFCapital One Financial Corporation
MAMastercard Incorporated
PYPLPayPal Holdings, Inc.
VVisa Inc.